These Terms and Conditions govern your use of the official Lozano Insurance Group LLC website and constitute a binding agreement between you and Lozano Insurance Group LLC.
1. Acceptance of Terms
By accessing or using our website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you are not permitted to access the website or the informational resources contained therein.
2. Services
Lozano Insurance Group LLC provides general information about its insurance products and brokerage services, including but not limited to health, life, and property insurance. Any engagement of specific services or binding of coverage (e.g., purchasing an insurance policy, policy enrollment, or consulting services) will be subject to a separate written agreement, policy document, or contract between Lozano Insurance Group LLC and the client, which will supersede any general information contained on this website.
3. Intellectual Property
The website and its original content, features, and functionalities (including, but not limited to, service texts, graphics, brand logos, and software) are and will remain the exclusive property of Lozano Insurance Group LLC and its licensors. You may not reproduce, distribute, modify, or create derivative works from any content without the express written authorization of Lozano Insurance Group LLC.
4. User Obligations
You agree not to use the website:
In any way that violates any applicable local, state (in the United States), or international law or regulation.
To transmit or procure the sending of unsolicited advertising or promotional material (spam).
To impersonate or attempt to impersonate Lozano Insurance Group LLC, an employee of the company, another user, or any other person or entity.
5. Links to Other Websites
Our website may contain links to third-party websites or services that are not owned or controlled by Lozano Insurance Group LLC. Lozano Insurance Group LLC has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites.
6. Limitation of Liability
In no event will Lozano Insurance Group LLC, nor its directors, employees, or affiliates, be liable for any indirect, incidental, or punitive damages resulting from your access to or use of the website or the inability to access or use the website.
7. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States of America and the state of operation of Lozano Insurance Group LLC, without regard to its conflict of law provisions.
8. Amendments
We reserve the right, at our sole discretion, to amend or replace these Terms at any time.
9. SMS Messaging and Consent
By providing your phone number and opting in through our web forms, you agree to receive SMS messages from Lozano Insurance Group LLC regarding insurance quotes, policy updates, or service notifications.
Frequency: Message frequency varies based on your interaction with us and your insurance needs.
Rates: Standard message and data rates may apply.
Opt-out: You can opt-out at any time by replying STOP to any message you receive.
Support: Reply HELP for more information or contact us at (512) 783-4301.
Privacy: Your mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.
